GEM Mortgage

Mortgage Funder

Job Locations US-CA-Bakersfield
Full Time


GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence.


Golden Empire Mortgage isn't just about mortgages and home lending - GEM is about people, and building lasting customer relationships.


At GEM we understand that the lending process can be intimidating, that’s why we ensure that all of our employees hold to the highest level of client satisfaction. We pride ourselves on integrity, knowledge and state of the art technology all in an effort to provide our customers with excellent customer service and the best rates possible.


Job Summary: The Corporate Funder is responsible for reviewing signed loan documents, clearing funding, agency and investor conditions and requesting wires to be sent to title/escrow for the funding of FHA, VA, Conventional, Jumbo and Niche products.


Remote Position: Yes only in the following states: CA, AZ, OR, NV, WA, UT, ID, IA, OR or CO. 


Essential Job Functions:

  1. Review closing package to verify all documents are appropriately executed and in compliance with investor and agency guidelines.
  2. Confirm all data, in the loan origination system, is accurate, including and especially all loan terms. Utilize available compliance resources/testing to assure loan structure meets all regulatory requirements. (TRID, QM. High cost, etc.Verify all closing conditions have been satisfied
  3. Submit wire request using company’ wire procedure
  4. Responsible for assuring that Final Closing Statement, provided by Settlement Agent, is an accurate representation of the closing transaction and all information is correct.
  5. Prepare and issue, post-closing to the Borrower, a revised Closing .Disclosure, if necessary.
  6. Assure loan compliance with agency/investor loan closing guidelines
  7. Complete other tasks as requested by Corporate Funding Manager

FLSA Status - Non Exempt


Minimum Requirements: Minimum 3 years of current experience in the process of closing and funding FHA, VA, and conventional mortgage loans required. High School Diploma, or equivalent.


Abilities Required:


  1. Excellent written and verbal communication skills.
  2. Exhibits a professional manner in dealing with others and works to maintain constructive working relationships.
  3. Highly organized and has ability to handle multiple priorities and produce results
  4. Proficient knowledge of MS Office (Word, Excel, and Outlook), and knowledge of internet browsers.
  5. Excellent math, analytical and time management skills
  6. Strong customer service skills
  7. Thorough knowledge of TILA/RESPA regulations from a closing perspective
  8. Experience in reviewing and analyzing various inspections/reports/exhibits (i.e. termite report, hazard insurance policy, flood policy, etc.)


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